Insurance Options

GAP Insurance

What is GAP protection and why is it important?

Standard comprehensive and collision auto policies only cover your new car’s fair market value. As you use a vehicle it depreciates in value, which then determines the market price for the car. This market price is the amount that your regular auto insurance covers and is usually less than you original loan amount. That’s where GAP protection comes in.

A GAP policy insures you for the difference between what you owe on your loan and what your insurance company says the vehicle is worth. Plus, GAP policies are much more affordable than you might think! Ask your dealer or credit union for more information.

Additional Insurance Products

Every manufacturer offers a “bumper-to-bumper” factory warranty limited by time and/or miles. In most cases the factory warranty will cover the repair or replacement of most vehicle components should they fall under normal operating conditionals. VSAs (Vehicle Service Agreements) provide coverage by extending the manufacturer’s warranty on a vehicle to as much as 100,000 miles. They offer nationwide protection and are available for both new and pre-owned vehicles. Ask your credit union or dealership for more information.

Pet Insurance

Pet lovers know that dogs and cats are more than just animals – they are a part of your family. And if they have an accident or become ill, are you prepared to give them the care they need? With PetCare Pet Insurance, you will be prepared for any unexpected event, giving your pet the quality car they need at an affordable price. PetCare Pet Insurance offers the most comprehensive, flexible pet care coverage, and also pays a higher percentage of your claim then our competitors. Click here to learn how the program can benefit you!